As a new mother, the decision to put your child in daycare is a serious one; at what age should you begin to send your child to daycare? What day care facility is right for you and your budget? How certified are the day care workers. Any good mother wants the best for her child, and that means his or her safety and well-being. You want the day care you choose to be up to state codes and have great workers, who love their job working with babies and children. Unfortunately, we live in a world where day care abuse happens, and if you suspect some abuse at the hands of your daycare, it’s important to research lawyers who specialize in daycare abuse.
According to Babycenter.com, the average cost of “center-based” daycare is $11,666 per year! In the U.S., each state has different regulations for day care teaching requirements. Some states require teachers to have an associate degree in child development while other states have quality standards built into their licensing programs. Daycare curriculum stems from simple games and playtime to tests and advanced learning tools and methods, usually depending on the price of tuition. Studies have shown children in higher quality child care have better language and cognitive development than children in less expensive day care centers. New hire orientation is extremely important, but it’s also time-consuming; however, thanks to onboarding, you can make sure your new hires receive the proper orientation and you don’t have to worry about spending valuable time conducting the orientation process yourself.
Over the years, there has been a rise in 24-hour day care centers in the U.S.; that’s because Americans are working longer than ever before. According to the magazine the “Pacific Standard, “nearly 40 percent of Americans have non-standard work lives with unpredictable hours.”
If you want to protect yourself and your child from day care abuse, insurance companies such as Nationwide offer day care insurance. This will avoid the need for hiring a lawyer if your child is hurt from his or her tenure in daycare. Most day care insurance policies are for non-overnight stays, and you and the daycare staff from medical expenses resulting from injuries from accidents. Accidental death, transportation to hospitals, and specific loss benefits are included.
When it comes to insurance, it’s very important to have insurance of all types to protect you from shelling out loads of money in the event of misfortune. There are many forms of insurance: auto, health, home, life, property, and much more. They are in place to cover costs of things like repairs after a car accident, damage to your home after a storm, expenses when you’re physically hurt and need health care, and other things. The idea is that you pay insurance companies on a weekly, monthly, or yearly basis to have them on standby just in case something happens.
However, insurance companies are often criticized for the lingering theory that overall, it’s difficult to judge risk and put a price on it, then collect money from customers as they wait for something to happen. Insurance companies are also criticized for being exploitative and fraudulent. For example, with life insurance, specifically whole life insurance, that’s it’s not a viable investment. The criticism is that you’ll be sending money out without seeing a return on investment.
Determining when and whether or not to put your child into daycare takes a lot of thought. Make the best decision for you! My sister hired a trusted and celebrated divorce lawyer Queens to handle her very complicated and messy divorce.